Free Online Insurance Quotes
As part of our on-going committment to serving our clients, we
offer an on-line quote for your Personal and Business
Insurance needs. Please feel free to take advantage of this no-cost,
no-obligation opportunity to determine the range of insurance coverages
which we can offer you. |
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David M. Coleman Insurance Agency offers a wide variety of products that provide the protection and coverage you need. Our agency has developed partnerships with several of the country's largest insurance providers to match your needs with the best products at the most competitive prices.
Our Companies:
AFLAC
American Community
Auto-Owners Insurance
Celina Insurance Company
Chubb Insurance Company
CNA Insurance Company
Grange Insurance
Hagerty Insurance
Illinois Mutual Insurance Company
Indiana Insurance Company
Medical Mutual Insurance Company
Miama Mutual Insurance company
Merchants Insurance Company
Motorist Insurance Companies
Ohio Mutual Insurance Group
West Bend Mutual Insurance Company (NSI)
Western Reserve Group
Products that we offer include:
- Financial Planning
- Business Insurance
- Personal Insurance
- Long Term Care Insurance
FINANCIAL PLANNING
Retirement Planning
We can assist you in developing a plan for Retirement Funding.
IRA's
An Individual Retirement Annuity is a type of personal pension plan. An IRA is designed to help you accumulate money for retirement. Are you aware of the tax-free benefits that Roth and traditional IRA's offer?
Annuities
Will your pension fall short of providing you with enough retirement income? Are you concerned with the future of Social Security? Do you have money that you want to save for the future? Is the idea of tax-deferred earnings attractive to you?
If you have answered yes to any of these questions, an annuity may be just right for you.
Estate Planning
Whatever your age, your long-term financial plan should include provisions for maintaining control over the distribution of your estate. It is important that you consider how you want your assets to pass to your heirs, as well as how to alleviate the stress of the administrative burden they will face.
College
Education IRA's offer the important benefit of tax-free withdrawals for qualified education. We can help you estimate the price of college, many years down the road, and the money needed to save for it now.
BUSINESS INSURANCE
Click here for a free Business Insurance Quote
Property and Liability
Property and Liability for your business and the work that you do. Regardless of whether your business is manufacturing, contracting, retail, wholesale, construction or service, we can find and tailor a program to match your needs.
Commercial Auto
Enhanced coverage for the vehicles used in commercial businesses.
Health Insurance
Small and large group health insurance for your business. We offer traditional health plans and Major Medical with Health Savings Accounts (HSA).
Business Life Insurance - Key Person, Executive Bonus, Split Dollar and Buy / Sell Funding
Can you afford to operate your business without your key employee or fund its perpetuation?
401K's
We are able to work with employers on establishing their employees' 401K and / or profit - pension plan.
Professional Liability
Profit and non-profit business entities need Professional Liability and Director's and Officer's Liability coverages. Today's society puts high demands on your actions. Failure to perform can lead to costly litigation and settlements.
Employment Practices Liability
Statistics show an Employer is more likely to have an employment claim than a Property or General Liability Claim. Sexual Harassment charges have more than doubled from 1991 to 1996. The average jury award for Employment Claims has almost doubled from approximately $168,000 in 1990 to $300,000 in 1996.
Why risk it when affordable broad coverage is now available designed exclusively for the small employer.
Workers' Compensation Group Rating Plans
As a result of legislation passed in 1989, the Bureau of Workers' Compensation permits employers in similar industries to join together through a sponsoring organization to become rated as a larger group. In conjunction with CompManagement, Inc., Ohio's largest and most trusted third-party administrators (TPA) and PIA (Professional Insurance Agents) of Ohio, our business clients can join the largest Group Rating Plan in Ohio and reduce their Workers' Comp Premiums by up to 90%. TO SEE HOW MUCH YOU CAN SAVE, CLICK HERE FOR A NO OBLIGATION QUOTE:
PERSONAL INSURANCE
Auto Insurance
We represent several companies, which gives us the opportunity to shop around for best value for you.
Click here for a free Automobile Insurance Quote
Classic Vehicles and Boats
We represent Hagerty Insurance, a nationally recognized company that insures Classic Automobiles, Motorcycles, Boats and Tractors.
Call for a free quote
Homeowners
We offer coverage to the worth of your house, household contents and personal liability. Our policies offer many extra features.
Click here for a free Homeowners Insurance Quote
Umbrellas
Coverage over and above your liability which increases your protection and protects your assets.
Life Insurance
- Universal: Flexible premium adjustable benefit.
- Term: Temporary protection written for a specific time. Pure protection because there is no permanent cash value.
- Return of Premium Term Policies: All premiums are returned at the end of the term policy if policyholder is living.
- Second to Die: Covers two or more lives.
- Mortgage / Debt Cancellation
- Pension Maximizer: Funds to replace lost pension dollars after spouse's death.
Click here for a free Life Insurance Quote
Health Insurance
PPO, Major Medical and Short-term policies.
Click here for a free Health Insurance Quote
Disability
Coverage for when you are hurt or sick and unable to work and you want to continue your income.
Long Term Care Insurance
Protect your life savings and assets from catastrophic illness. Long Term Care (LTC) Insurance can do this plus give you choices of care…Nursing Home, Home Health Care and Assisted Living.
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